A budget is just a plan for your money. Think of it as a map to get you to your money goals. And you need a budget. Because here’s the thing—if you do every single tip in this how to save money list, but you don’t have a budget . . . you’re in trouble. You’ll end up accidentally spending everything you intentionally saved. Simply because you didn’t have a plan! It takes about three months of budgeting to get into the groove. So, don’t give up if it’s messy at first. It’s okay to keep adjusting y
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A budget is just a plan for your money. Think of it as a map to get you to your money goa…
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Making a budget for each month (before the month begins) and sticking to it will make you feel like you got a raise! Here's how to create a simple budget each month 👇 1️⃣ Write down your total income. 2️⃣ List your expenses (including any money you'll save). 3️⃣ Subtract expenses from income to equal zero. This is called a zero-based budget, and it helps you give every dollar you made that month a clear purpose. 4️⃣ Track your spending to make sure you stick to your plan. | Dave Ramsey
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Making a budget for each month (before the month begins) and sticking to it will make y…
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