A home equity loan, often considered a second mortgage, allows you to borrow against the equity you have accumulated in your property. Homeowners commonly use these loans for major expenses such as home renovations, funding education, debt consolidation and investments.

Whether you're determining how much house you can afford, estimating your monthly payment with our mortgage calculator or looking for preapproval for a mortgage, we can help you at any part of the home buying process.

2025年1月31日 · Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home equity loan is a fixed-rate, lump-sum loan that allows homeowners to borrow ...

With a cash-out refinance, you pay off your current mortgage and create a new one, allowing you to keep part of your home’s equity as cash to pay for the things you need.

2023年6月30日 · Though Chase isn’t currently offering home equity lines of credit (HELOCs) or traditional home equity loans, you may qualify for a cash-out refinance. Keep reading to learn whether this home lending option could work for you.

Whether you're determining how much house you can afford, estimating your monthly payment with our mortgage calculator or looking for preapproval for a mortgage, we can help you at any part of the home buying process.

The amount of equity you can borrow is influenced by the loan-to-value (LTV) ratio, ideally 80% or lower to obtain favorable loan terms. A home equity loan or line of credit is often used to improve a financial situation, fund home improvements or consolidate high-interest debt. Homeownership is often seen as a cornerstone of financial stability.

Manage your home equity line of credit and take advantage of Chase's easy-to-use tools and helpful resources. See Chase HELOC customer service.

2025年1月3日 · When you accumulate enough, typically over time by paying down your mortgage, you can borrow against it through a home equity loan or home equity line of credit (HELOC). Here are the...

2024年7月31日 · A home equity loan allows you to borrow a lump sum against your home's equity, usually at a fixed interest rate that’s lower than other forms of consumer debt.