Certificates of deposit (CDs) can have the highest interest rates among bank accounts. The best CD rates today are mostly in the low 4% range for one-year terms and in the mid 3% range for three ...

4 天之前 · The best short-term CD rates are in the low to mid-4% range, a departure from the 5% rates of January 2024, based on NerdWallet analysis. The beginning of 2025, however, has seen incremental dips ...

2025年2月1日 · The best 6-month CDs offer high interest rates and are federally insured. NerdWallet's list features all online banks and credit unions.

What to know about the best five-year CD rates right now. Find a good deal. A five-year rate around 3.50% APY is currently competitive. These rates tend to be at various online banks and credit ...

2025年1月27日 · Andrews also has jumbo CDs for balances of $10,000 or higher, IRA CDs for retirement funds and bump-up (or raise your rate) CDs for up to three rate increases within a term.

4 天之前 · Marcus offers three no-penalty CDs: a 7-month CD with a rate of 4.15% APY (annual percentage yield) as of 02/07/2025, an 11-month CD with a rate of 4.00% APY and a 13-month CD with a rate of 4.15 ...

2025年2月1日 · The best three-year CD rates can give a boost to short-term savings. The rates featured on this page are much higher than the national average rate of 1.32% APY for three-year CDs. See our picks ...

2024年2月23日 · See the best CD rates right now. CD rates: Their rise — and slow fall? Since March 2022, the Federal Reserve raised its benchmark interest rate 11 times to curb inflation.

Jumbo CD rates can be slightly better than regular CD rates, such as 0.05% or 0.10% higher, but these CDs have a high opening minimum: usually around $100,000.

2024年12月18日 · High CD rates for now. The Fed lowered its benchmark rate multiple times in the second half of 2024. As a result, banks and credit unions have started lowering CD rates. ... The highest CD rates ...