2024年1月2日 · Then there's going to be a difference between the 3 bureaus. FICO Auto scores are generated by first calculating your traditional FICO scores, then adjusting the calculation on specific Auto loan risks and history. Auto 8 and Auto 9 are generally very similar (but not the same) to Fico 8, whereas Auto 5, 4, 2 can be significantly different (lower).

2016年5月23日 · FICO auto score 8 has a range of 250-900. Does anyone know how these score compare to a standard FICO 8 score? What auto score would be equivalent to a 720 FICO 8, say.

2021年1月26日 · So according to Experian, my Auto 2 score is 612 and Auto 8 score is 693. Why such a huge difference between them? Especially considering that we've had perfect auto financing over 30 years - never ever had a late payment, etc. Anyone know what they changed between the 2 different models?

2024年9月27日 · My FICO Auto Score 10 is much higher than my other auto scores, including FICO Auto 8. But do any auto lenders use FICO Auto 10 scores? Has anyone run across a lender that has pulled these relatively new scores?

2019年10月31日 · What is the best way to increase my Auto Score 8? Is the algorithm the same as the FICO 8? Ive read that installment and auto loans count the most. Ive had a BK in 7/12 Current installment loans Auto: Chrysler Capital - Open 5/17 - $10 balance Installments: NBT Bank - Open 3/17 - $850 balance, 8% ...

2023年4月24日 · With that said I am super confused about my FICO Auto Score 8 Scores. I don't understand why my Experian score is so low. I also don't understand why Capital One is quoting me 14-15% interest rates. Can anyone help me to understand? Salary 155K DTI - sub 35% No derogs across all reports FICO Score 8 EQ - 744 EX - 741 TU - 724 FICO Auto Score 8 ...

2022年3月28日 · On the FICO Auto-Enhanced Scores sticky it says The auto score is usually referred to as your "FICO Auto Industry Option". This score it not available for you to purchase and only dealers\\finance companies are able to pull it. But down the page it says The following Auto Enhanded FICO scores...

2022年4月11日 · I plan on applying for an Auto Loan in about 3-5 months (whenever my new 2022 Toyota Tundra) is delievered. So far, I had a pre-qualification done through Capital One and PenFed CU, both were for about 4.6-4.9% APR for 72 months. Toyota is offering a 2.99% APR for over 72 Months, but I want to e...

2022年7月25日 · We're about to start looking and curious what my auto score is. Does anyone offer a way to get that score for free without having to buy a product directly through FICO? TIA!!

2021年11月18日 · I've searched all over the forums and haven't been able to find any information specifically about FICO Auto Score for either version. What I do know from the MyFICO app is that 5,4 and 2 are widely used by auto lenders. FICO AUTO SCORE 8 is in "medium" use, and AUTO SCORE 9 is in evaluation. I wa...