See how we rate banking products to write unbiased product reviews. Jumbo CDs are just like traditional CDs, but they generally have a much higher minimum opening deposit. In exchange, they ...

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While certificate of deposit (CD) accounts had little worth to savers in 2020 through much of 2022, they reversed course after the Federal Reserve embarked on an interest-rate hike campaign.

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From mid-2023 to September 2024, many banks offered attractive certificate of deposit (CD) rates of around 5%. But now that the Federal Reserve has been cutting rates, CD yields are dropping too.