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earning high regular dividends from a good savings account might be all that you need to cover your retirement expenses. If you find yourself in this category, Chase Total Checking may be the answer.

JPMorgan Chase says ongoing inflation ... so there’s even more pressure to make retirement savings stretch. The 4% rule also doesn’t take into account individual savings rates.

The top 10% of Americans by net worth have about $1.3 million saved for retirement. Learn how ordinary people can achieve that, too.