Atome, a leading "buy now, pay later" platform that splits consumers' bills into three equal interest-free payments and no additional fees. Pronounced as "A-Toe-Me", short for "Available to Me", Atome partners over 3,000 online and offline retailers providing a wide range of choices from fashion, beauty, lifestyle, fitness to homeware. Bringing flexibility and convenience to our users online, in-app or in-stores, helping them shop smarter and better. Atome is available in Singapore, Malaysia, Indonesia, Vietnam, Thailand, the Philippines, Hong Kong, Taiwan and mainland China.